The idea behind “Money Bug” came to me a couple of years ago when someone suggested a blog about my own personal money management skills and money saving tips would be useful to a wide number of people. Since that time we’ve all experienced the credit crunch with both retail and financial institutions we have grown up with vanishing, jobs disappearing and global economies plunging into recession. Now more than ever I think it is important for people to examine their personal finances and budget for the future, but don’t worry budgeting doesn’t have to be boring!! I hope you find my approach to managing money fun and my money saving tips helpful.